About UsWhile our business was incorporated in 1995, our lending experience goes back as far as 1984 with dealings in all personal, housing and business finance. Our core business revolves around established relationships we have with all major banks and non-bank lenders which allows us to give our clients a high level of choice when it comes to finance. As we are paid by the lenders, we do not need to charge our clients fees and will take you through the process from beginning to end, and once your loan is settled, we keep in contact with you regularly as your needs change. Although our objective is to find you a better loan to suit your needs, our main goal is to provide quality service based around keeping the client informed at every stage of the loan before, during and after the process. This aspect of our service is second to none and we pride ourselves on exceeding your expectations.
Our goal is to provide quality service - without compromise and take away your stress.
Meet the Team John Montgomery - Director John’s financial industry experience covers 23 years in all through working with banking, credit union, finance and mortgage company consultancy. This has led to an expertise in all areas of lending and leasing finance. JEM Loans Services first began assisting clients in meeting their dreams in 1994. Since then, we have continued in providing excellent service to our clients by striving to build better loan packages to suit their needs. John's biggest joy is seeing clients happy and satisfied at the completion of the loan transaction, a time that marks the start of an ongoing relationship.
While enjoying spending time with his family, John also attends Woonona Baptist Church, plays soccer, and of course enjoys surfing on his beloved 'mal' (badly). john@jemloans.com.au |  |
 | Sandy Low - Office Manager Sandy handles the daily operations, administration and client services of Jem Loan Services and has known John all her life. She enjoys spending time with her family and friends, cross-stitching, gardening and traveling. sandy@jemloans.com.au |
and in their dreams . . . .
John Montgomery - Braveheart of the Mortgage Planners. This man will arrange for a better loan to suit you or die for the cause of your financial freedom! |  |
 | Sandy Low - able bodied (wah wah wah) PA - Perfect Angel who can keep John in check, organise the office and create loan submissions in a single bound. Look, up in the sky, it's a bird - YEP! It sure is. |
Testimonials Hello John Joe and I would just like to say a big thank you for the hamper from yourself and Sandy, it was very much appreciated, we are still enjoying the goodies. This was such a lovely gesture; we are very appreciative of this.
We have always recommended you to all our friends and family as your service is outstanding, we can only hope they take our advice, thank you very much for all your expertise and assistance through the most expensive decision of our lives.
Take care and best wishes
Bernadette and Joseph Youssef JEM Loan Services resources. |
